The saying "A penny saved is a penny earned" has often been misattributed
to Benjamin Franklin." He didn't say it quite like that, but whomever first
coined the now-famous version of the phrase is even more on the money
today. These days, the reality is that you need to earn far more than a
penny...
http://www.dailyfinance.com/2014/09/06/a-penny-saved-is-far-easier-than-a-penny-earned/
